Increase Limit of Kotak Bank Credit Card | Kotak Bank App

Increase Limit: Kotak credit card limit increase options. It’s totally depends on the customer or user who is using the credit card. The credit increase limit offer depends on multiple factors such as you are expenses your monthly billing cycle what is the due date you paid and also you should not be having any kind of defaulter in your credit bureau history.

as you know, it is not permitted for any credit card user to spend more than they offer limit but currently Kotak banks are coming with different offers such as credit card over limit usage. There is a minimum amount of charge but also you can utilise above the credit limit with certain amount.

How To Increase Limit?

Kotak bank offers you with multiple options to increase your credit Limit. For More Click!

  • As you will aware that Kotak 811 app is most widely used
  • Kotak 811 provides you with vast majority of services, if you use Kotak 811 App than you can opt for different services when compared to other banks.
  • Before we dive into this post, please read the below mentioned points and proceed further
    1. You will not get this option if you don’t have Kotak bank credit card
    2. If you have credit card and you don’t see this option to increase the limit than you are not eligible for enhancements
    3. Kotak generally give this limit enhancement options to selected customers and also it depends on how PAYMEMTS are made into credit cards
    4. This offers generally customers gets in every 6 months (but for limited customers only)
    5. Please use this limit enhancement option only if you get any message/update to increase your credit card limit.IMG 5959

STEP 1: Open your Kotak 811 App. At home page if you see below, you will find Credit card Section. Just click on that

Increase Limit of Kotak Bank Credit Card

Step 2: At left side you can find “Credit Card Service Request” just click on that and proceed further.

So this is the one option to get into credit card service request. Also if you have any kind of mail or message received from Kotak Bank, then you can directly click on that link and proceed with the credit limit. Increase Offer.

Increase Limit of Kotak Bank Credit Card


Note: No matter you have credit limit offer or not but this option will be available for all the users who are using Kotak 811 app. So it doesn’t mean that if you can see this credit limit is option you are eligible to increase option until unless you get any message or Offer request from bank you cannot increase your limit.

Increase Limit of Kotak Bank Credit Card

STEP 4: As mentioned in above steps, if your eligible than you will see this below option. “Agree Terms & Conditions” and Submit

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Improves your credit rating?
Your credit score may benefit from raising your credit card limit as long as your expenses stay flat. As they don’t spend excessively and don’t have a lot of debt tied to their names, financial organizations view these cardholders as being more stable.

STEP 5: You will get confirmation that your “Limit Increase” has been successfully applied and it will immediately reflected in your credit card

Increase Limit of Kotak Bank Credit Card



The spending limit of credit cards can be raised for a variety of reasons. The credit card issuer sets the credit limit, which can be increased at your request or after careful review of your accounts and payments. These elements, however, might assist you in making the right decision if you are on the fence about taking this action.

All the above steps will guide you to increase your limit increase. I you have any Doubt or concern please reach out to my social media handles provided below or you can comment down below.

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Vickey Rajpoot
Vickey Rajpoot
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